[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.fitcon.cz\/budte-zodpovedni\/#Article","mainEntityOfPage":"https:\/\/www.fitcon.cz\/budte-zodpovedni\/","headline":"Bu\u010fte zodpov\u011bdn\u00ed","name":"Bu\u010fte zodpov\u011bdn\u00ed","description":"Vz\u00edt si \u00fav\u011br je zcela b\u011b\u017en\u00e1 z\u00e1le\u017eitost. Lid\u00e9 si p\u016fj\u010duj\u00ed \u010dast\u011bji ne\u017e d\u0159\u00edve a za v\u00edce \u010di m\u00e9n\u011b v\u00fdhodn\u00fdch podm\u00ednek a \u010dasto nejsou ani dost dob\u0159e informovan\u00ed o podm\u00ednk\u00e1ch, kter\u00e9 vlastn\u011b podepsali. Lid\u00e9 si opat\u0159uj\u00ed pen\u00edze na po\u0159\u00edzen\u00ed bydlen\u00ed, vybaven\u00ed dom\u00e1cnosti, zakoupen\u00ed auta nebo i na po\u0159\u00edzen\u00ed v\u00e1no\u010dn\u00edch d\u00e1rk\u016f nebo dovolen\u00e9 sn\u016f. Jsou situace, kdy […]","datePublished":"2019-05-02","dateModified":"2023-05-05","author":{"@type":"Person","@id":"https:\/\/www.fitcon.cz\/author\/#Person","name":"","url":"https:\/\/www.fitcon.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/91b1fc57487c55a66a7777af0dd690bf69c571b4a9b15cda0db8854a78b7888c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"fitcon.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.fitcon.cz\/wp-content\/uploads\/img_a344914_w2493_t1558724240.jpg","url":"https:\/\/www.fitcon.cz\/wp-content\/uploads\/img_a344914_w2493_t1558724240.jpg","height":0,"width":0},"url":"https:\/\/www.fitcon.cz\/budte-zodpovedni\/","wordCount":415,"articleBody":"Vz\u00edt si \u00fav\u011br je zcela b\u011b\u017en\u00e1 z\u00e1le\u017eitost. Lid\u00e9 si p\u016fj\u010duj\u00ed \u010dast\u011bji ne\u017e d\u0159\u00edve a za v\u00edce \u010di m\u00e9n\u011b v\u00fdhodn\u00fdch podm\u00ednek a \u010dasto nejsou ani dost dob\u0159e informovan\u00ed o podm\u00ednk\u00e1ch, kter\u00e9 vlastn\u011b podepsali. Lid\u00e9 si opat\u0159uj\u00ed pen\u00edze na po\u0159\u00edzen\u00ed bydlen\u00ed, vybaven\u00ed dom\u00e1cnosti, zakoupen\u00ed auta nebo i na po\u0159\u00edzen\u00ed v\u00e1no\u010dn\u00edch d\u00e1rk\u016f nebo dovolen\u00e9 sn\u016f. Jsou situace, kdy nen\u00ed zbyt\u00ed, a \u00fav\u011br si vz\u00edt mus\u00edte. T\u00fdk\u00e1 se to p\u0159edev\u0161\u00edm bydlen\u00ed. Ale pak jsou situace, kdy je na pov\u00e1\u017eenou, zda si vz\u00edt p\u016fj\u010dku nebo na\u0161et\u0159it. Nap\u0159\u00edklad na takovou lednici si m\u016f\u017eete pom\u011brn\u011b snadno na\u0161et\u0159it. Nepot\u0159ebujete si kupovat \u017e\u00e1dn\u00fd super model, po\u0159i\u010fte si takovou, na jakou m\u00e1te. Lid\u00e9 toti\u017e o\u010dek\u00e1vaj\u00ed p\u0159\u00edli\u0161 vysok\u00fd standard, ze kter\u00e9ho necht\u011bj\u00ed slevit a to je probl\u00e9m. A p\u016fj\u010dit si na d\u00e1rky nebo dovolenou? To u\u017e je u\u010din\u011bn\u00e9 bl\u00e1znovstv\u00ed, kter\u00e9ho se dopust\u00ed lid\u00e9, kte\u0159\u00ed nemaj\u00ed \u017e\u00e1dnou po\u010d\u00edta\u010dovou gramotnost. Kdy\u017e u\u017e si vezmete p\u016fj\u010dku nebo hypot\u00e9ku, v\u017edy si ud\u011blejte dokonalou kalkulaci. Nepo\u010d\u00edtejte nakvap, ale v rozpo\u010dtu si ud\u011blejte dostate\u010dnou rezervu, abyste v\u017edy m\u011bli n\u011bjak\u00e9 pen\u00edze nav\u00edc pro Va\u0161i rodinu. N\u011bkdy se stane, \u017ee si nap\u0159\u00edklad p\u016fj\u010d\u00edte nezanedbatelnou \u010d\u00e1stku nap\u0159\u00edklad na rekonstrukci bytu a p\u0159estane V\u00e1m fungovat auto a mus\u00edte si p\u016fj\u010dit na nov\u00e9. Samoz\u0159ejm\u011b vyhled\u00e1te op\u011bt finan\u010dn\u00ed d\u016fm, a\u0165 u\u017e bankovn\u00ed \u010di nebankovn\u00ed. A m\u016f\u017ee nastat probl\u00e9m. Pokud je objem a rozsah Va\u0161ich pohled\u00e1vek pon\u011bkud vysok\u00fd, v\u017edy je mo\u017en\u00e9 tento probl\u00e9m \u0159e\u0161it refinancov\u00e1n\u00edm. Reagujte na svou sni\u017euj\u00edc\u00ed se platebn\u00ed schopnost pru\u017en\u011b, aby V\u00e1m nenar\u016fstali z\u00e1vratnou rychlost\u00ed \u00faroky, a abyste se neocitli v platebn\u00ed neschopnosti. To by opravdu nebylo v\u016fbec nic p\u0159\u00edjemn\u00e9ho. Lid\u00e9 si nepo\u010d\u00ednaj\u00ed \u00fapln\u011b zodpov\u011bdn\u011b a pak se nesta\u010d\u00ed divit tomu, jak\u00e9 jsou d\u016fsledky takov\u00e9ho kon\u00e1n\u00ed. Obvykle ov\u0161em na nezodpov\u011bdnost jedince dopl\u00e1c\u00ed tak\u00e9 jeho nejbli\u017e\u0161\u00ed okol\u00ed. To by m\u011bl m\u00edt na mysli ka\u017ed\u00fd, kdo pl\u00e1nuje vz\u00edt si \u00fav\u011br.                                                                                                                                                                                                                                                                                                                                                                                        3.4\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bu\u010fte zodpov\u011bdn\u00ed","item":"https:\/\/www.fitcon.cz\/budte-zodpovedni\/#breadcrumbitem"}]}]